If I haven’t talked to you recently, you might think that I would have finished with escrow by now and have my condo in Los Altos all purchased. Well, this process has been slightly more trouble than I had imagined. For awhile, I was worrying about getting a document from Mercury stating that I had worked there for 5 years since I’d only been working at my new job for a week or so. Once that was done, the mortgage broker that I was going through found out that because a certain HOA doc was missing (guidelines for arbitration), the Fannie Mae guidelines state that it is “unwarrantable”. This meant that the lender wouldn’t come through with the loan, and it was already Wednesday afternoon before the Monday that I was supposed to close escrow. The loan broker was scrambling to find me some rates that didn’t completely suck, and I took the advice of my real estate agent and Leslie and talked to someone at Bank of America to try and get a new loan. At this point, I am one day past the original closing date, and it is looking like I’m going to be able to sign docs for the BofA loan today. I’m crossing my fingers that nothing else crazy happens, but hopefully, in a few hours, I will be a homeowner.